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- Contact the Haas Agency with your questions about long term care planning in Connecticut
- Glossary of unfamiliar and often misunderstood terms associated with long term care
- Haas Agency recommended reading about long term care issues
- How the Haas Agency helps Connecticut families address their long term care concerns
- Step 1: Acknowledge the challenges associated with long term care in Connecticut
- Step 2: Explore the various long-term care options and funding sources available to Connecticut residents
- Step 3: Evaluate the pros and cons of the various long term care options in Connecticut
- Step 4: Take action providing for possible long term care needs
- Step 5: Review your family circumstances and changes in long term care each year
- AARP Online Groups on Caregiving and Aging - Resources for concerned children and spouses
- Alzheimer’s Association - Information and resources for families coping with Alzheimer’s and dimentia
- Caring For Your Parents Handbook - Handbook published by the Public Broadcasting System
- Conn. Partnership for Long Term Care - News and resources from joint state government and private industry program.
- Family Caregiver Alliance - Information, Advice and Support for Caregiving
- National Alliance for Caregiving - Provides support for family caregivers
- National Council on Aging - Case studies, news, and resources from a national perspective.
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May
30
Adult Day Care Becoming More Available
Filed Under 2. Explore | Leave a Comment
There is a dual purpose to the concept of Adult Day Care. First it provides a comprehensive and structured environment for those that who are functioanlly and/or congnitively impaired. The setting for most Adult Day Care is in a protective setting that promotes, through a variety of services, the well-being of individuals while at the [...]
May
28
The Care Gap
Filed Under 4. Act | Leave a Comment
Between 2000 and 2030 the population of elderly Americans is estimated to increase by 104%. The age group of women who provide care, ages 25-44, will increase only 7% during the same time period. That will affect the health care system dramatically as wage costs increase, quality of care decreases and families are unable to find caregivers–at any price.
In [...]
May
26
As People Get Older What Happens To The Cities and Towns They Live In
Filed Under 1. Acknowledge | Leave a Comment
A May 18, 2008 article in the New York times described what demographers have documented over the past decade; as people age there is a dramatic change in services they require in the communities where they live. For example:
Obstetrics wards are being converted to acute care facilities
Incentives like scholarships are given to young people and families so they [...]
May
23
Have the Talk
Filed Under 4. Act | Leave a Comment
The new editor of the Your Money column in the New York Times, Ron Lieber, wrote his inaugural column about the basics of building a solid financial future, One of the steps he suggested was talking with our parents about their financial status. The reason; children may be asked for financial help in the future. Click here [...]
May
21
How can you deal effectively with the extreme costs of long term care? Once you firmly have decided not to ignore the problem.
The second step is exploring your resources and discovering the various financing options available for long-term care. It’s time now to search for some concrete answers. Take this seriously and get out a pen and paper. [...]
May
19
Confidence Drops in Ability to Afford Comfortable Retirement
Filed Under 3. Evaluate | Leave a Comment
For 18 years the Employee Benefit Research Institute has published the Retirement Confidence Survey. This survey has tracked people’s confidence in achieving an affordable retirement. In 2007, 27 percent of workers were very confident they would have enough money to retire comfortably, in 2008 that percentage dropped to 18 percent. It was the largest one year drop in the [...]
May
16
Creating the Infrastructure for Effective Decision Making
Filed Under Getting Started | Leave a Comment
PBS recently aired a profound documentary called “Caring for Your Parents”.
The show was powerful in the sense that it did not focus on the plan for care, or who was going to pay for the care, or any of the numerous questions that people are bound to ask when thrust into a caregiving situation.
The [...]
May
14
Long Term Care Costs Increase, Connecticut Residents Face Even Higher Costs
Filed Under 3. Evaluate | Leave a Comment
Results from Genworth’s latest Cost of Care Survey show that Nursing Home and Assisted Living Facility costs have increased. Since 2004 average costs for a private room in a nursing home have risen 17 percent to $76,460 per year. The fees for an Assisted Living facility have risen 25 percent during the same time period.
The residents of [...]
May
12
The Catch 22 of Medicaid Funding
Filed Under 2. Explore, 3. Evaluate | Leave a Comment
Here is some food for thought. As the financial pressure of increasing costs and the onslaught of the baby boom generation on Medicaid continues, the consequences to nursing homes are becoming increasingly difficult to deal with.
Medicaid is currently evaluating the funding increases for state medicaid reimbursements which include skilled nursing home facilities. The problem is that all consumers and businesses are [...]
May
9
Protect Your Retirement Savings Like You Protect Your Home and Car!
Filed Under 3. Evaluate | Leave a Comment
People who have saved for a comfortable retirement often overlook protecting their retirement savings. They have saved for decades and, unfortunately, they remain exposed to tremendous risk that can unravel the best laid plans in a real hurry. Countless financial advisors focus on investments, life insurance and annuities. It has been my experience that few advisors plan for the consequences [...]