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September 2008

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• Home
• Contact the Haas Agency with your questions about long term care planning in Connecticut
• Glossary of unfamiliar and often misunderstood terms associated with long term care
• Haas Agency recommended reading about long term care issues
• How the Haas Agency helps Connecticut families address their long term care concerns
• Step 1: Acknowledge the challenges associated with long term care in Connecticut
• Step 2: Explore the various long-term care options and funding sources available to Connecticut residents
• Step 3: Evaluate the pros and cons of the various long term care options in Connecticut
• Step 4: Take action providing for possible long term care needs
• Step 5: Review your family circumstances and changes in long term care each year






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• Long Term Care CT begins posting again
• Bear with us while we improve our technology
• Senator Kennedy’s proposal for long term care gets President Obama’s approval
• Evaluating the cost of long term care inusrance just got easier
• Recent news about Social Security should motivate Boomers to Plan






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• AARP Online Groups on Caregiving and Aging - Resources for concerned children and spouses
• Alzheimer’s Association - Information and resources for families coping with Alzheimer’s and dimentia
• Caring For Your Parents Handbook - Handbook published by the Public Broadcasting System
• Conn. Partnership for Long Term Care - News and resources from joint state government and private industry program.
• Family Caregiver Alliance - Information, Advice and Support for Caregiving
• National Alliance for Caregiving - Provides support for family caregivers
• National Council on Aging - Case studies, news, and resources from a national perspective.

In a recent US News & World Report article entitled The Best Age to Buy Long Term Care Insurance, Emily Brandon cites Consumer Reports Money Adviser as saying that the best time to buy coverage is in your 60’s, and those that have assets between $200,000 and $2 million should consider the option.  She also suggested [...]

The U.S. Department of Health and Human Services wants you to “Own Your Future” by getting educated about long term care and Long Term Care Insurance. For a copy of their booklet call 1-866-752-6582 or click here.
Meanwhile, call us so that we can make an appointment to talk about long term care issues and how [...]

A recent Wall Street Journal article by Sue Shellenbarger suggests there may be a way to plan for an elder-care emergency.
How do you plan for an emergency?  You can by setting up systems and resources in advance to catch the fallout when you have to leave work or home.
Specifically, if you have an older parent [...]

The risk of needing care in a nursing home is small. Because of that perception people wrongly assume the risk of long term care is also small. The risk of requiring some form of long term care is significant, and you should understand that in some cases proper home care can be nearly as expensive [...]

People plan their retirement early so that they will have time to accumulate wealth and achieve their objectives. Our blog site discusses changes in tax policy, social security benefits, Medicare and Medicaid rules, health insurance and long term care costs, as well as innovations to make care giving easier.
The mistake people make is failing to [...]

Most of us have seen retirement projections that show the income needed to provide a comfortable lifestyle. While a long term care event may never occur, the effect on income and assets is so disastrous it must be accounted for in retirement projections. Most projections do not include this major risk. It only makes sense [...]

The topic of providing care for older parents is like an 800 lb. gorilla in the room. No one wants to acknowledge the issue. It’s easier to wait for a crisis. During a crisis, families pull together. The people who love you will help by arranging transportation, meals, daily care and managing minor finances.
But this [...]

In fact, creating a plan means just the opposite. Most people want to stay in their home as long as possible. They make a mistake believing that devising a long term care plan means covering nursing home expenses only. Long term care planning involves much more than that. The objective of long term care planning [...]

When people get old they get frail, when they get frail they have a greater potential of getting sick and eventually needing care. Family members provide the initial care, but providing care is difficult — especially when days of care wear into months of tedious care and sacrifice. The consequences of long term care can [...]

Many people still mistakenly believe that Medicaid will support them the way it supported their parents’ just a few years ago. Medicaid only pays benefits to our nation’s poorest people. Medicaid is a welfare program. Chances are high that you are not among that group, and you need a plan.
This is the second message in [...]

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