When I talk to people these days about planning for long term care the most common response is that they cannot afford any more insurance.  Well, as we’ve posted on this blog many times, the issue is not long term care insurance, it is long term care.
If you can imagine for a moment a typical [...]

When planning for long term care using insurance as the solution to cover the costs associated with providing that care, it’s important to to understand how to arrive at the right amount of coverage for your family.
It’s not as simple as determining what care costs and buying a policy for that amount.  Looking at your [...]

Reuters is reporting that the spending for long term care will total $3.7 trillion in the next two decades.  Click here for the article.
According to a report by Americas’s Health Insurance Plans, states would shoulder $1.6 trillion of the costs and the federal government would spend $2.1 trillion through the Medicaid program.  If the report is [...]

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