I read an opinion article in the Los Angeles Times today that highlights the harsh realities of long term care.  You can read the article here, but this is an excerpt:

“Now the hospital wants to move him. It is not a long-term care facility, and he does not need acute care. He needs what they call sub-acute care, daily maintenance and monitoring, some rehab therapy to keep blood circulating. We have begun the depressing, complicated process of looking for a home. The nicest place we found is $10,000 a month once his insurance and Medicaid run out. We have no idea how long he’ll be there. My stepmother would have to sell the income property whose rent supports them. Then she would have to figure out another way to live.”

So, these are the realities of long term care.  Does it matter if you have if you have a plan?  I would say so.

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