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- Contact the Haas Agency with your questions about long term care planning in Connecticut
- Glossary of unfamiliar and often misunderstood terms associated with long term care
- Haas Agency recommended reading about long term care issues
- How the Haas Agency helps Connecticut families address their long term care concerns
- Step 1: Acknowledge the challenges associated with long term care in Connecticut
- Step 2: Explore the various long-term care options and funding sources available to Connecticut residents
- Step 3: Evaluate the pros and cons of the various long term care options in Connecticut
- Step 4: Take action providing for possible long term care needs
- Step 5: Review your family circumstances and changes in long term care each year
- AARP Online Groups on Caregiving and Aging - Resources for concerned children and spouses
- Alzheimer’s Association - Information and resources for families coping with Alzheimer’s and dimentia
- Caring For Your Parents Handbook - Handbook published by the Public Broadcasting System
- Conn. Partnership for Long Term Care - News and resources from joint state government and private industry program.
- Family Caregiver Alliance - Information, Advice and Support for Caregiving
- National Alliance for Caregiving - Provides support for family caregivers
- National Council on Aging - Case studies, news, and resources from a national perspective.
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Sep
10
Mistake #3 - Failing to plan for long term care does not make the problem go away
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When people get old they get frail, when they get frail they have a greater potential of getting sick and eventually needing care. Family members provide the initial care, but providing care is difficult — especially when days of care wear into months of tedious care and sacrifice. The consequences of long term care can [...]
Sep
6
Mistake #1 - My financial advisor has me covered for long term care
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Prominent estate planning attorneys confirm that long term care costs are not accounted for in retirement plans. Since many retirement plans have not taken long term care into account, find out whom your advisor recommends to help you design and implement an effective long term care plan. Many financial advisors don’t address the issue, because [...]
Aug
29
Don’t Confuse Long Term Care Insurance with a Plan for Long Term Care
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I was on a conference call recently that reminded me that many people confuse long term care insurance with planning for long term care.
If you are working with a professional who has your best interests at heart, you would find that a discussion about long term care has little to do with insurance. Most of the conversation should be about [...]
Aug
6
In an Economic View article July 20, 2008 in the New York Times, Tyler Cowen makes the point that entitlement programs like medicare, and to some extent medicaid costs, are going to rise to such a level that taxes could rise to 60-80% of income, if no changes are made, click here to read the [...]
Aug
4
Significant research is being made into drugs that will avert Type 2 diabetes. While this research is promising a significant side effect of the drug is longer life. These new drugs are called Sirtuin activators and one side effect of tests in mice is longer life. The screening has shown that resveratrol, a natural substance [...]
Jul
30
New Medical Research Shows Mixed Findings in Alzheimer Patients
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At a recent medical conference in Chicago, research shows some good news and some bad news.
Nearly one million older Americans show a decline from normal memory into mild cognitive impairment each year. This information is alarming because it is in addition to the nearly half million people diagnosed with Alzheimers or other forms of dementia.
On [...]
Jul
18
One of the most challenging issues facing baby boomers today is the concern about outliving retirement savings. In order to maintain a certain lifesytle people are planning and saving for a certain income for their life in retirement. This pre-supposes that they intend to live a long life in retirement. A funny thing happens [...]
Jul
9
Connecticut Medicaid Increases Monthly Personal Needs Allowance for Residents Receiving Long Term Care Benefits
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On July 1, 2008 a Connecticut Medicaid beneficiary, who resides in a nursing home, is now allowed to keep $65.00 per month in income. The rest of the income they receive is applied to the cost of care, unless income is needed for a spouse living at home. This is an increase of 5% over [...]
Jun
30
As I drove in to work this morning, I felt a special gratitude about the opportunity I have helping families in Connecticut develop their long term care plans. People are beginning to realize that despite their best intentions, sometimes a robust plan is needed to conquer life’s most difficult challenges.
I would compare it to scaling [...]
Jun
18
Follow up on Life Expectency
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An important follow up to Monday’s post about the increase in life expectency.
The New York Times article points out that the increase in life expectency is due mainly to falling mortality rates for nine of the 15 leading causes of death, including heart disease, cancer, accidents, and diabetes.
The subtle point about this information is not that people [...]