Oct
31
“In Sickness & In Health”, A great resource for those beginning the planning process
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There are tremendous resources all over the internet to educate yourself about long term care. But there is nothing like a great book that you can pick up anytime and find out information that you need as you move down the path to important decisions.
The pre-eminent authority on long term care, Harley Gordon, published a book [...]
Oct
24
November is Long Term Care Awareness Month. This will be a great time to access information that will help in the planning process.
As you begin to hear more about the issue in public service announcements and additional information that may come from insurance carriers specializing in long term care, the goal should be on education. [...]
Oct
17
What are you actually buying when you purchase long term care insurance?
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Many of the people we meet with are a bit confused about exactly what they are buying when they purchase long term care insurance. That’s why it is so important to be educated before you just jump in and start getting quotes from various sources. It is so much more complicated than just getting a number.
When [...]
Oct
16
Care coordination is an essential part of a plan for long term needs
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A recent article entitled “Why Hire a Geriatric Care Manager” appeared on NYTimes.com. In the article written by Jane Gross, she explains how hiring a care manager can alleviate the burden of trying to do the job yourself. If you’ve had an experience with long term care you know the emotional, physical and financial impact it [...]
Oct
6
Planning for long term care is essential in these economic times
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When I talk to people these days about planning for long term care the most common response is that they cannot afford any more insurance. Well, as we’ve posted on this blog many times, the issue is not long term care insurance, it is long term care.
If you can imagine for a moment a typical [...]
Sep
26
Federal government wants you — to know about long term care
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The U.S. Department of Health and Human Services wants you to “Own Your Future” by getting educated about long term care and Long Term Care Insurance. For a copy of their booklet call 1-866-752-6582 or click here.
Meanwhile, call us so that we can make an appointment to talk about long term care issues and how [...]
Sep
2
Once again, the Connecticut Partnership for Long-Term Care has published their schedule of free public forums for the Fall.
These events are a great way to become familiar with the issues family face regarding long-term care, and best of all they’re free.
The Forums will be held:
October 6th - Darien Town Hall Auditorium - DARIEN
October 15th - [...]
Aug
29
Don’t Confuse Long Term Care Insurance with a Plan for Long Term Care
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I was on a conference call recently that reminded me that many people confuse long term care insurance with planning for long term care.
If you are working with a professional who has your best interests at heart, you would find that a discussion about long term care has little to do with insurance. Most of the conversation should be about [...]
Aug
20
A disturbing article appeared in the Wall Street Journal on August 7 that should be very troubling to residents in nursing homes and their families.
The article suggested that across the country nursing homes are forcing out frail and ill residents. Under Federal Law there are very few reasons that allow nursing homes to evict residents, but there [...]
Aug
13
The Two Levels of Long Term Care
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If you are like most people, when you think about long term care you most likely would picture in your mind a nursing home. Overwhelmingly, however, the vast majority of long term care services are provided in one’s own home.
I thought I would explain the difference between custodial care and skilled care.
Custodial Care is provided outside of a [...]
























